Welcome to Eucto.com. By accessing or using our website and services, you agree to comply with the following Terms and Conditions. Please read them carefully.

1. General Terms

1.1. These Terms govern your use of Eucto.com and any related services, including payments processed via our payment gateway.
1.2. By using our services, you confirm that you are at least 18 years old and capable of entering into a legal agreement.
1.3. We reserve the right to modify these Terms at any time. Continued use of the website constitutes acceptance of the updated Terms.

2. Payments and Transactions

2.1. Payment Processing

• We use third-party payment gateways to process payments securely. By making a payment, you agree to comply with their terms and policies.
• We do not store your credit card or banking details; all transactions are processed through a secure payment gateway.

2.2. Accepted Payment Methods

• Payments can be made via [list accepted methods: credit/debit card, net banking, UPI, etc.].
• Transactions may be subject to additional verification for security purposes.

2.3. Transaction Fees

• Certain transactions may be subject to additional fees or service charges, which will be clearly displayed at checkout.

2.4. Failed or Declined Transactions

• If a payment fails due to insufficient funds, incorrect details, or technical errors, we are not responsible for any loss incurred.

2.5. Refund and Cancellation Policy

• Refund requests will be processed as per our Refund Policy. Approved refunds will be issued within 10 business days.
• Certain services/products may be non-refundable. Please review the specific product/service page before making a purchase.

3. User Responsibilities

3.1. You agree to provide accurate and complete information while making payments or registering on our platform. 3.2. Unauthorized use of another person’s payment details is strictly prohibited.

3.3. You must not use our website for fraudulent or illegal activities. Violation may result in legal action and account suspension.

4. Liability and Disclaimers

4.1. We strive to ensure uninterrupted access to our website and payment services. However, we do not guarantee continuous availability and are not liable for technical issues or downtime. 4.2. We are not responsible for any direct or indirect damages arising from the use of our payment gateway, including unauthorized transactions or security breaches beyond our control.

5. Termination of Services

5.1. We reserve the right to terminate or suspend your access to our services if you violate these Terms. 5.2. Upon termination, any pending transactions may be canceled, and access to your account may be restricted.

6. Governing Law and Dispute Resolution

6.1. These Terms shall be governed by and interpreted in accordance with the laws of [Your Country/State]. 6.2. Any disputes shall first be attempted to be resolved through negotiation. If unresolved, disputes shall be settled in the courts of [Jurisdiction].

7. Contact Us

For any questions or concerns regarding these Terms, please contact us at:

• Website: www.eucto.com
• Email: hello@eucto.com
• Phone: +91 8925900119

By using our website, you acknowledge that you have read and understood these Terms and agree to abide by them. If you do not agree, please discontinue using our services immediately.